Saskatchewan Mortgage Calculator
Calculate your Saskatchewan mortgage payment with CMHC premiums and land title transfer fees.
Useful for home buyers in Saskatoon, Regina, Prince Albert, Moose Jaw, Swift Current, and all of Saskatchewan.
Useful for home buyers in Saskatoon, Regina, Prince Albert, Moose Jaw, Swift Current, and all of Saskatchewan.
Why use a Saskatchewan Mortgage Calculator?
Saskatchewan has no land transfer tax, but there are land title transfer fees and registration costs. This calculator estimates your payment, CMHC premium, and closing costs.
Saskatchewan has no land transfer tax, but there are land title transfer fees and registration costs. This calculator estimates your payment, CMHC premium, and closing costs.
Result
Enter your details to see the estimated payment here.
Related Calculators
Saskatchewan Land Title Transfer Fees: Saskatchewan does not have a land transfer tax, but charges a land title transfer fee: $2 for every $500 of property value (rounded up), plus a $55 base fee. Mortgage registration is $1 for every $1,000 of mortgage amount (min $55).
Example: For a $350,000 home, the land title transfer fee is $1,405.
Example: For a $350,000 home, the land title transfer fee is $1,405.
Average Home Prices in Major Saskatchewan Cities (2024)
| City | Detached | Semi-Detached | Townhouse | Condo |
|---|---|---|---|---|
| Saskatoon | $420,000 | $340,000 | $310,000 | $230,000 |
| Regina | $350,000 | $290,000 | $260,000 | $200,000 |
| Prince Albert | $270,000 | $220,000 | $200,000 | $160,000 |
| Moose Jaw | $260,000 | $210,000 | $190,000 | $150,000 |
| Swift Current | $250,000 | $200,000 | $180,000 | $140,000 |
Source: CREA, 2024 estimates. Prices are approximate and may vary.
Frequently Asked Questions (FAQ)
No, Saskatchewan does not have a land transfer tax. Instead, there is a land title transfer fee and a mortgage registration fee.
Typical closing costs include the land title transfer fee, mortgage registration fee, legal fees, and CMHC insurance (if applicable).
Saskatchewan does not offer a provincial land transfer tax rebate, but federal programs may be available for first-time buyers.